Critical Illness Insurance
Focus on recovery, not your bank balance.
Critical illness insurance pays a lump sum when you're diagnosed with a covered serious condition, giving you the freedom to focus on treatment and recovery without financial pressure.
What's Included
- Early-Stage Critical Illness CoverageCustomer Favourites
Pays a partial benefit upon diagnosis of early-stage conditions, allowing you to seek treatment sooner and reduce the risk of progression.
- Advanced-Stage Critical Illness CoverageCustomer Favourites
Provides a full lump-sum payout for major conditions such as cancer, heart attack, and stroke, so you can cover treatment and lifestyle costs.
- Multi-Pay Critical Illness PlansCustomer Favourites
Allows multiple claims across different illness stages or conditions, providing continued protection even after a first diagnosis.
- Standalone vs Rider Options
Available as a standalone policy or as a rider attached to life insurance, giving flexibility to match your budget and existing coverage.
- Income Replacement During Recovery
The lump sum can replace lost income while you take time off work to recover, so your household keeps running smoothly.
- Medical Gap Coverage
Helps cover deductibles, co-insurance, experimental treatments, and non-hospital expenses that Integrated Shield Plans may not fully cover.
A serious illness doesn't just affect your health — it disrupts your income, drains your savings, and adds stress to your family. Critical illness insurance turns an uncertain time into a manageable one.
We help you determine the right coverage amount based on your income, existing medical cover, and lifestyle needs, so you're not over- or under-insured.
The best policy is one you understand clearly before you need it. Let's review your protection today.
Start with a no-obligation discussion?
A serious illness can wipe out years of savings in months. Let's review whether your current coverage is enough to replace income and cover treatment gaps.
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